This 4-bedroom, 3-bath home offers 3,587 square feet of thoughtfully designed space on a 0.33-acre lot with direct access to 15,900-acre Crescent Lake — connected to Dunn’s Creek and the legendary St. Johns River. Whether you’re watching sunrises from the covered patio or entertaining guests in two separate living areas, this property delivers the peaceful yet active waterfront lifestyle buyers dream about in Putnam County.
Step inside and you’ll immediately feel the thoughtful layout. Upstairs, the main living area features a bright kitchen with luxury vinyl plank flooring, a gas log fireplace, and an open flow that leads straight to the covered patio. Here, panoramic Crescent Lake views become part of every meal and every relaxing moment. Two bedrooms and two full baths upstairs give family or guests their own private space while keeping the primary living area bright and inviting.
Downstairs, the open-concept great room is made for gathering — complete with another gas log fireplace, a built-in bar, and a pool table that turns every evening into a memorable one. Expansive windows flood the space with natural light and frame stunning lake views. Two additional bedrooms and a third full bath provide flexibility for guests, a home office, or a growing family. The entire home features a mix of vinyl, tile, and carpet flooring, ceiling fans, central air, and modern appliances that make everyday living effortless.
Outside is where this home truly shines as one of the best waterfront homes for sale in Putnam County Florida. A concrete bulkhead protects your shoreline, while the covered boathouse (32' x 14' opening — perfect for an oversized boat) puts you right on the water for boating, fishing, and exploring all the way to the Atlantic Ocean. The lot offers plenty of room to relax, entertain, or simply enjoy the serenity of Crescent Lake living.
As your dedicated Crescent City Florida realtor and the area’s leading specialist in waterfront homes and historic homes across Putnam County, I know exactly why properties like this on Crescent Lake rarely last long. The two separate living areas, direct lake access, and thoughtful design make it ideal for families, retirees, or anyone relocating to waterfront properties in North Central Florida who wants space, views, and easy St. Johns River connections.
And because no listing description is complete without a little extra personality, meet my two-year-old Maltese sidekick, Lil’ Dottie. She’s the actual top dog realtor of Putnam County (I’m just her very capable assistant), and she gave this home her highest paw of approval — complete with excited zoomies the moment she stepped onto the upstairs patio and spotted the lake views!
If you’re ready to experience the peace and tranquility of Crescent Lake waterfront homes firsthand, I’d love to arrange a private showing. Whether you’re searching for affordable luxury waterfront real estate in Putnam County or the perfect family retreat on the water, 259 South Prospect checks every box.
Reach out today — let’s make this dream home yours. Call or text me, Margaret Zahner, and I’ll handle every detail while Lil’ Dottie supervises from her favorite porch spot.
FAQ
259 South Prospect Street, Crescent City, Florida 32112
Is this property in a flood zone?
Yes, it is in an AE flood zone, which is standard for direct Crescent Lake waterfront homes. The home is well elevated on a two-story design with strong drainage on the lot. I provide the most recent elevation certificate and can connect you with waterfront insurance specialists who often save buyers hundreds per year.
What size boat can fit in the covered boathouse?
The covered boathouse has a 32' x 14' opening and is suitable for boats up to approximately 30–32 feet (depending on beam and height). The concrete bulkhead provides excellent protection. I’m happy to help you measure or arrange a marine survey to confirm fit for your boat.
How easy is it to access the St. Johns River from here?
Very easy. Crescent Lake connects directly to Dunns Creek, which flows into the St. Johns River. Many owners enjoy a short, scenic boat ride from their own dock to the main river for fishing, cruising, or heading toward the Atlantic Ocean.
Are there any HOA fees or restrictions?
This property sits on Metes & Bounds land with no HOA. You have full freedom to enjoy the waterfront lifestyle without monthly or annual fees.
Is the home move-in ready?
Yes, the home is in excellent condition and move-in ready. It features two separate living areas, gas log fireplaces, modern appliances, and beautiful lake views from both levels — perfect for immediate enjoyment.
What about the bulkhead and dock maintenance?
The concrete bulkhead is in very good condition and provides solid shoreline protection. The covered boathouse is well built. I work with trusted local marine contractors who can give you a full maintenance history and future cost estimates.
Is this home suitable for families or multi-generational living?
Absolutely. With two separate living areas (upstairs and downstairs), four bedrooms, and three full baths, this home is ideal for families, guests, or multi-generational living while still offering beautiful Crescent Lake views from both levels.