Margaret Zahner
Your Premier Waterfront & Historic Homes Realtor in Putnam County
Welcome to Putnam County, where the majestic St. Johns River and sparkling Crescent Lake create one of the most beautiful waterfront lifestyles in North Central Florida! I’m Margaret Zahner, your dedicated waterfront and historic homes specialist with 39 years of real estate experience and 55 years as a proud Putnam County resident. As a consistent top producer at Coldwell Banker Ben Bates with over $150 million in closed sales, I’ve helped hundreds of families, retirees, and relocators find their dream homes along the river, canals, and lakes.
From deep-water docks in Welaka (the Bass Capital of the World) to charming canal-front homes in Satsuma and Pomona Park, historic gems in Palatka, peaceful lakefront estates in Crescent City, and quiet river retreats in Fruitland, Georgetown, and San Mateo — I know every bend of the St. Johns River and every hidden waterfront gem in Putnam County like the back of my hand. Whether you’re searching for luxury riverfront estates, affordable canal homes, or historic properties with modern updates, I bring unmatched local insight and personalized service to every client.
My spirited 2-year-old Maltese, Lil’ Dottie, proudly considers herself the official Top Dog Realtor of Putnam County (and possibly the entire state!). She loves “inspecting” every dock during showings and adding plenty of tail-wagging charm to every tour — though I’m the one handling the contracts, negotiations, dock permits, flood strategies, and all the important details that make your move smooth and successful.
If you’re ready to live the waterfront lifestyle you’ve always dreamed of — whether you’re relocating to Putnam County waterfront properties or looking to buy or sell in any of our wonderful river communities — I’d love to help you make it a reality. Homes here offer incredible value, with many wonderful properties starting in the low $300,000s and appreciating steadily each year.
Contact me today at (386) 336-1263 or email margaret@margaretzahner.com to schedule a private tour. Let’s find your perfect St. Johns River or historic home — Lil’ Dottie’s tail is already wagging in anticipation!
Client-Centric
Comprehensive Support
As a resident of Putnam County, I offer unique insights into the market. This knowledge enables me to guide clients with the best local opportunities.
Transparent Process
From initial consultation to closing, I ensure a seamless experience by providing continuous support and resources for every stage of buying or selling.
Dedicated Service
My dedication to transparency means you will always have clear information regarding listings, pricing, and processes, empowering your decisions.