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120 Shaggy Lane
Palatka, Florida  32177

Located in the peaceful, established neighborhood of Palatka, Florida, 120 Shaggy Lane is a fantastic value opportunity for anyone looking for a spacious family home with room to grow on nearly a full acre. This 4-bedroom, 2-bath doublewide manufactured home (built in 2004) sits on a mostly cleared 0.96-acre lot along a paved road, offering privacy, convenience, and endless potential at an affordable price that makes it one of the smartest buys in Putnam County real estate right now.

Step inside the 1,920-square-foot ranch-style layout and you’ll find a thoughtfully designed floorplan that flows beautifully. There’s a large living room plus a separate family room for gathering or relaxing, an eat-in island kitchen with a closet pantry, flat-surface stove, and plenty of counter space for everyday meals. The master suite is a true retreat with his-and-hers sinks, a garden tub, and a separate stall shower, while the split-bedroom design gives everyone privacy. Vaulted ceilings, vinyl and carpet flooring, central air, and electric heating keep the home comfortable and functional — it just needs some cosmetic TLC and updating to make it shine exactly the way you want.

Outside, the property really stands out. A fully fenced backyard creates a safe, private space for kids or pets, complete with a 4-stall dog pen that has a concrete floor, electric, and water — perfect for four-legged family members. You also get a detached 2-car carport for easy parking and a workshop area, plus plenty of open land for gardening, play, or future expansion. The metal roof and vinyl siding mean the exterior is solid and low-maintenance, and the dead-end street location adds that extra layer of quiet country charm.

Priced to sell and offered cash only, this home is ideal for buyers ready to roll up their sleeves and create something special — whether you’re a growing family, first-time homeowner, or investor looking for a solid project in Putnam County. Located just minutes from downtown Palatka’s Waterfront Park, murals, shops, and the famous Blue Crab Festival, it puts you right in the heart of everything North Central Florida has to offer without the high price tag of waterfront properties.

As your dedicated Palatka, Florida realtor and the area’s leading specialist in waterfront homes and historic homes across Putnam County, Margaret Zahner knows exactly why properties like this on a full acre rarely stay on the market long. The size, the lot, the location — it’s a blank canvas with tremendous value for the right buyer.

And because no listing description is complete without a little extra personality, meet my two-year-old Maltese sidekick, Lil’ Dottie. She’s the actual top dog realtor of Putnam County (I’m just her very capable assistant), and she gave this home her highest paw of approval — complete with happy zoomies the moment she spotted the huge fenced yard and that perfect dog pen!

Ready to explore this incredible opportunity in Palatka? Contact Margaret Zahner today to schedule your private showing. Let’s get you into your next chapter of comfortable, affordable living in Putnam County.

Contact Margaret

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